VERI*FACTU arrives in 2027. Affected businesses will need to adapt their invoicing software. What it means for you →
Self-employed contribution
Estimate your monthly and annual contribution from your net income under Spain’s income-based contribution system. Adjust the amount to see which band applies.
Average monthly income minus deductible expenses.
You may choose a base within the range allowed for your band.
How it is calculated
The contribution uses the minimum and maximum bases published for each 2026 band. We place monthly net income in one of the 15 bands and let you compare the permitted minimum and maximum bases.
We apply 31.5% to the selected base: common contingencies (28.3%), occupational contingencies (1.3%), cessation of activity (0.9%), training (0.1%) and MEI (0.9%). You may change the selected base up to six times a year within the relevant range.
If you meet the new-registration conditions, the current reduced contribution is €80/month for the first 12 months, with a possible extension while income remains below the minimum wage. It temporarily replaces the band calculation.
Illustrative calculation. This is not tax or employment advice; your specific circumstances may differ.
More tools
VAT calculator
Add or extract VAT from any amount. Taxable amount, VAT and total in seconds.
Self-employed invoice calculator
Calculate VAT and personal income tax withholding on an invoice. See the invoice total and net amount receivable.
True cost of hiring
From gross salary to total employer cost, with employer Social Security itemised.
The deadline is already on the calendar. Your new gestoría can be too.
Limited places in the pilot programme for self-employed people. Tell us about your business and we’ll let you know whether Zolven can already run its back office.
We reply within 24 hours · hola@zolven.ai