VERI*FACTU arrives in 2027. Affected businesses will need to adapt their invoicing software. What it means for you →
Net salary calculator
Calculate annual take-home pay and each payment type using the 2026 parameters. Adjust contract, contribution group, family situation, age, dependants, disability and geographic mobility.
Sets the minimum base. The estimate assumes full-time employment.
Children under 25 who qualify for Spain’s family tax allowance.
One co-resident ascendant who meets the income limits.
How it is calculated
Social Security uses the 2026 parameters: 6.50% for a general contract and 6.55% for a temporary contract, minimum bases by contribution group, the €5,101.20 monthly maximum base and the additional solidarity contribution above that cap. It assumes an ordinary full-time employment relationship.
Withholding follows the Spanish Tax Agency’s 2026 algorithm: it subtracts contributions and deductible expenses, applies reductions for low employment income and geographic mobility, and calculates personal and family allowances from age, children, dependent ascendants and disability. The rate is truncated to two decimals as required by the algorithm.
With 14 payments, Social Security contributions are deducted from the 12 regular payments while the extra payments have no such deduction; income tax is spread across all payments. This is guidance for the common tax territory and excludes foral regimes, special employment relationships, irregular remuneration and every possible payroll adjustment.
Illustrative calculation. This is not tax or employment advice; your specific circumstances may differ.
More tools
VAT calculator
Add or extract VAT from any amount. Taxable amount, VAT and total in seconds.
Self-employed invoice calculator
Calculate VAT and personal income tax withholding on an invoice. See the invoice total and net amount receivable.
Self-employed contribution
Your monthly and annual contribution by income band under Spain’s income-based contribution system.

The deadline is already on the calendar. Your new gestoría can be too.
Limited places in the pilot programme for self-employed people. Tell us about your business and we’ll let you know whether Zolven can already run its back office.
We reply within 24 hours · hola@zolven.ai